West Blount ISO no longer a 10

The West Blount Volunteer Fire Department’s service area no longer carries a 10 rating, according to information provided to The Blount Countian last week by attorney Greg Reid, currently serving as chairman of the West Blount Fire Department board of directors.

Reid said new fire chief Donald J. Ivey had made extraordinary efforts to gather training records required by the Insurance Service Office (ISO) before they would consent to reevaluate the department’s rating. No further steps toward remedying the situation could be taken, Reid said, until the ISO group’s request for records had been met.

Reid said that a volume of training records was provided recently to the ISO and that last week the West Blount fire chief had been notified by e-mail from the ISO that the records had been received and were adequate to justify lifting the temporary 10 classification that had been assigned before the record requirement was met.

Reid said he expected the ISO organization would schedule a date for a reevaluation of the department, and at that time a new ISO rating would be assigned. That dat has not been set yet, he said.

“I don’t know exactly what our ISO is right now, whether it’s the same as it was before the 10 was assigned, but I do know it’s no longer a 10, and that’s a good thing,” Reid said.

The ISO rating is an indicator of fire department performance based on a thorough examination of all aspects of the department’s operation. Fifty percent of the grade is based on various equipment and performance indicators as measured by inspection, forty percent is based on the adequacy of the department’s water supply in its service area, and ten percent on the effectiveness of its alarm system.

The ISO rating is used by some, not all, insurance companies to set rates and premiums on homeowner policies.